Credit Security and Debt Consolidation

Information for Landowners

We have had many requests from our landowners regarding their property (state by state), their responsibilities as landowners (there are none) as well as requests for information about credit protection, how to obtain credit reports and how to calculate student loan consolidation payments (for student debt consolidation loans), and how to obtain secured loans. It’s obvious then that our landowners, many of them students or recent college graduates, are very much concerned about their financial safety and security as well as making certain that their current financial obligations (student loans and student debts, credit card balances, home owner secured loans, mortgages, remortgaging payments, secured loans payments, etc.) are reasonable and that they can be met on a monthly basis. All landowners are being reminded that American Acres, Inc., owner of all the acres in each state, does not and will not sell any information received from registered landowners.  None-the-less all landowners should be cautious with any personal information supplied to third parties. Here are four simple and easy steps to follow that can help you protect yourself from identity theft.

• Twice a year check your credit reports from the big three credit agencies, Experian, Equifax and Transunion.
• Buy a cross cut shredder to shred all papers with personal information including but not limited to bank statements, credit cards, telephone and cables bills.
• Put passwords on all your accounts. Do not use your middle name or your mother's maiden name or your pet's name..
• Cancel all your excess credit cards and remove your name immediately from all promotional lists from the credit reporting agencies and other credit institutions.

Landowners, once you've made the commitment to do something about your credit, RestoreMyCreditReport.com can help you discover what a difference a good score makes!

Landowners who are most interested in consolidating debts into one single low-interest loan can save on interest payments and speed the process of paying off debts.  A debt consolidation calculator  will help you determine how much you can save by consolidating student loans, school loans (mostly college loans but some lower grades private school student loans too) credit card debt, home owner secured loans, and mortgage or remortgage loan payments. Remortgaging can be a very effective means of saving money, but you must become aware not only of its advantages but its possible disadvantages. In order to ensure that remortgaging is indeed worthwhile, Landowners should evaluate any potential savings against all costs associated with the new loan.

So remember, if you're suffering from the effects of bad credit, you can certainly still find a lender to work with you to lower monthly payments, and the opportunity to consolidate your debts into one lower-interest loan. This is particularly important for students, recent students and students who are recently graduated or out of school and looking to start on the road to financial credit worthiness.

If you’d like to receive more information about Student Debt Consolidation Loans, school loans, school debts, mortgaging and remortgaging to consolidate school loans, identity theft, debt consolidation calculators, and many other targeted pieces of information in the personal financial information areas, subscribe to our email list at info@ownapieceofamerica.com.

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